Dowell Health Center
Health Insurance Requirement for International Students
I. Policy on Mandatory Health Insurance for
All international students on J and F visa status
or any other temporary visa not employment-related MUST have
a health insurance policy during the time they are in the
U.S. that meets the university's minimum insurance standards. (See Section II below) International students
on these visa types will be automatically enrolled
in the Towson-sponsored Student Health Insurance Plan (SHIP)
when they enroll at the University. The cost of the insurance
policy will be charged to the student's tuition account and
is the student's responsibility. This charge will not be
refunded unless a waiver request has been submitted and approved
by the deadline. (See Section III below for deadlines) For
information about the student-sponsored insurance click
Towson Student Health Insurance Plan
II. Insurance Standards for International Students
Students seeking a waiver (exemption) from the Towson SHIP
must show proof of alternative health insurance that includes
certain minimum benefits.
(Minimum Insurance Standards)(pdf)
III. Waiver information
If you already have health insurance that you believe meets
Towson University’s minimum standards, you may request a
purchasing the Towson University-sponsored health insurance
To waive student health insurance coverage and receive a refund
to your student account for the insurance charge, you must log
in to the
provide information about your current health insurance policy
by the waiver deadline.
waiver applications will be accepted, and no online applications
will be accepted after the deadline (see below).
Waiver deadlines are
September 15 for fall term, February 15 for spring term and June
15 for summer term. IF THE WAIVER APPLICATION IS NOT FILED BY THE ESTABLISHED DEADLINES, IT WILL NOT BE CONSIDERED AND CHARGES FOR THE INSURANCE WILL NOT BE REFUNDED.
We strongly suggest you do not purchase alternative insurance until your waiver application has been approved.